What happens after your LPA is registered
Power of Attorney Guides

What Happens After Your LPA Is Registered?

Registration is just the beginning. Here is what to do next to make sure your LPA is ready to use when it matters most.

Written by James Tyrrell · Reviewed by Anthony Dalton · Last reviewed

After registering your LPA with the OPG, paying the £92 fee and waiting for the Office of the Public Guardian to process your application, you will receive your registered Lasting Power of Attorney back in the post. Many people breathe a sigh of relief at this point and put the document in a drawer, but there are several important steps you should take to make sure the LPA works smoothly when it is actually needed.

At a glance

  • The OPG returns the original LPA with an official registration stamp on every page, confirming it is legally valid and ready to use
  • Register the LPA with banks, pension providers, and other institutions as early as possible — do not wait until it is needed
  • A registered LPA does not expire; it remains valid indefinitely unless formally revoked or terminated by the court
  • Use the OPG's free "Use an LPA" digital service to generate access codes that let organisations verify the LPA online

What the OPG Sends Back to You

Once the OPG has successfully registered your LPA, they will return the original document to you by post. The document will be stamped on every page with an official registration stamp that includes the date of registration and a unique reference number. This stamp confirms that the LPA is legally valid and ready to be used.

You should check the returned document carefully for:

  • The OPG registration stamp on each page
  • The correct names and addresses of the donor and all attorneys
  • Any preferences or instructions you included
  • That the type of LPA (Property and Financial Affairs or Health and Welfare) is correct

If you notice any errors, contact the OPG as soon as possible. Minor administrative errors can sometimes be corrected without needing to create an entirely new LPA, but this depends on the nature of the mistake.

Key point: The OPG also sends a letter to each attorney and any replacement attorneys confirming that the LPA has been registered. Make sure they receive these letters and understand what their role involves.

Where to Store Your Registered LPA

Your registered LPA is an important legal document and should be stored securely. A fireproof safe at home, a solicitor's document storage service, or a bank safe deposit box are all suitable options. You should also make several certified copies — these are photocopies that have been signed and dated to confirm they are true copies of the original.

Certified copies can be made by the donor, an attorney, or a solicitor. They carry almost the same weight as the original and can be used when dealing with banks and other organisations, so you do not need to send the original through the post.

Register the LPA With Banks and Financial Institutions Early

This is one of the most valuable things you can do after registration: notify your banks, building societies, pension providers, and investment companies that an LPA is in place. Do not wait until the LPA needs to be used — registering it now means the institution already has a record of it, which significantly speeds things up if your attorneys ever need to act.

Each institution has its own process, but typically you will need to:

  • Send a certified copy of the LPA by post, or attend a branch in person
  • Complete the institution's own registration or third-party authority form
  • Provide identification for the attorney(s) in some cases
  • Wait for written confirmation that the LPA has been noted on your account

Property & Financial Affairs LPA

Can be used as soon as it is registered, even while the donor still has capacity. Attorneys can manage bank accounts, pay bills, deal with tax, and handle property transactions.

Health & Welfare LPA

Can only be used once the donor has lost mental capacity to make the relevant decision. Covers medical treatment, care arrangements, and daily living decisions.

Tell Your Attorneys and Family Where the LPA Is

A registered LPA is useless if nobody knows it exists or where to find it. Make sure your attorneys know the LPA has been registered and understand what is expected of them. Have an open conversation about your wishes, preferences, and any instructions you included in the document. The more they understand about your values and priorities, the better equipped they will be to make decisions on your behalf.

You should discuss:

  • Where the original LPA and certified copies are stored
  • Which financial accounts and institutions are involved
  • Your views on medical treatment, care preferences, and end-of-life wishes (for a Health and Welfare LPA)
  • Whether attorneys should act jointly (all together), jointly and severally (independently), or jointly for some decisions and severally for others
  • Any restrictions or conditions you have placed on their authority

Even family members who are not named as attorneys should be told that the LPA exists and who the attorneys are. This helps avoid confusion and potential disputes if you lose capacity unexpectedly.

Key point: Attorneys have a legal duty under the Mental Capacity Act 2005 to act in the donor's best interests, follow any instructions in the LPA, and have regard to the donor's wishes and feelings. Make sure they understand these obligations.

When and How Attorneys Use the LPA

How and when your attorneys can use the LPA depends on which type you have created:

A Property and Financial Affairs LPA can be used immediately after registration, even while you still have full mental capacity. This is useful if you want an attorney to help manage your finances because you are physically unwell, travelling, or simply prefer the assistance. However, if you still have capacity, the attorney must have your consent before acting.

A Health and Welfare LPA can only be used once you lack the mental capacity to make the specific decision in question. Your attorneys cannot override your wishes while you are still able to make your own healthcare decisions. Capacity is assessed on a decision-by-decision basis under the Mental Capacity Act 2005, so you may have capacity for some decisions but not others.

When an attorney needs to act, they will typically present the registered LPA (or a certified copy) to the relevant organisation. Increasingly, they can also use the OPG's digital "Use an LPA" service to generate an access code that allows organisations to verify the LPA online.

The OPG "Use an LPA" Digital Verification Service

The OPG provides a free online service at use-lasting-power-of-attorney.service.gov.uk that makes it easier for attorneys to share the LPA with organisations. Instead of posting certified copies, you or your attorney can create a unique access code and share it with a bank, care provider, or other organisation. They then use the code to view and verify the LPA details online.

Benefits of the online service include:

  • No need to post original documents or certified copies
  • Organisations can verify the LPA instantly
  • Access codes are time-limited (30 days) and organisation-specific for security
  • Both the donor and attorneys can create codes while the donor has capacity

Review Your LPA Periodically

Once registered, an LPA remains valid indefinitely unless it is formally cancelled (revoked) by the donor or terminated by the court. However, your circumstances may change over time, and it is worth reviewing your LPA every few years to make sure it still reflects your wishes.

Consider reviewing your LPA if:

  • An attorney dies, becomes incapacitated, or you no longer trust them
  • You get married or divorced (marriage does not automatically revoke an LPA, but divorce can affect the appointment of an ex-spouse as attorney)
  • Your financial circumstances change significantly
  • Your views on healthcare or end-of-life treatment change
  • You move to a different country (an LPA only covers England and Wales)

If you need to make changes, you will generally need to revoke the existing LPA and create a new one. Minor changes such as an attorney's change of address can be notified to the OPG without creating a new document.

Key point: If you appointed your spouse as an attorney and you later divorce or your civil partnership is dissolved, your ex-partner is automatically removed as an attorney unless you specified otherwise in the LPA. You would need to create a new LPA to appoint a replacement.

Need to create your LPA before registering it? Our guided service helps you get everything right first time. See pricing.

Key Takeaways

  1. Make certified copies immediately — you will need them when registering the LPA with banks and other organisations; never send the original through the post
  2. Tell your attorneys where the LPA is stored — a registered LPA is useless if nobody can find it when it is needed
  3. Use the digital access code service — codes are free, valid for 30 days, and let organisations verify the LPA instantly without handling paper documents
  4. Review your LPA periodically — changes such as divorce, the death of an attorney, or a significant shift in your financial circumstances may mean a new LPA is needed

Your Questions Answered

How do I know my LPA has been successfully registered?

The OPG will return the original LPA document to you by post with an official registration stamp on every page. Each attorney and replacement attorney will also receive a letter confirming the registration.

Does a registered LPA expire?

No, a registered LPA remains valid indefinitely unless it is formally revoked by the donor, terminated by the Court of Protection, or invalidated by events such as the death of the donor or all named attorneys.

What is the OPG's "Use an LPA" online service?

It is a free online service that allows donors or attorneys to generate a unique access code that can be shared with organisations like banks and care providers. The organisation uses the code to verify the LPA digitally, removing the need to post certified copies.

This guide was last reviewed and updated on . Information is based on current legislation and OPG guidance for England and Wales.

Ready to Create Your LPA?

Our guided process makes it simple. No legal jargon, no hidden fees.

Back to Guides

Ratings & reviews for UKLPA